![]() The program does not make any payments to providers. Members must make payments directly to the providers in the Aetna Vital Savings program. The amount of the discounts will vary depending on the provider and type of service or supply received. It gives members access to discounted fees according to schedules negotiated with providers by Aetna Life Insurance Company for Aetna Vital Savings. It does not meet the Minimum Creditable Coverage requirements in Massachusetts. It is not available in Montana, Vermont or Tennessee. The Aetna Vital Savings discount program is not insurance. Aetna Dental Direct insurance plan is offered by Aetna Life Insurance Company (Aetna).
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